Skip to main content

I HAVE HEALTH INSURANCE POLICY AT THE OFFICE SHOULD I TAKE A SEPARATE POLICY?

Even if you have health insurance at the office, if you leave your job due to unforeseen and unavoidable reasons, it will not be useful.

If you have a 5 lakh insurance policy at the office but your medical cost is 8 lakhs, it will be useful if you had taken a separate policy.

If an accident or illness that requires treatment for several months and you cannot go to work, it will be difficult for the company you work for to continue to employ you, and not only that, but it will also cost more than the office policy. In that situation, it will be useful if you take a separate policy.

Maybe when you retire from work or leave from company, if you are old or have some kind of illness, your policy amount will be higher or the policy will be rejected. Therefore, it is better to have taken it from the beginning.

If you are an income tax payer, you can also get an income tax deduction of up to 25000.
Labels:

Comments

  1. AnonymousJanuary 1, 2025 at 7:43 AM

    Admire you and visit your blog just to see your pics 🥰🥰♥️♥️

    ReplyDelete

Post a Comment

Share your valuable feedback & suggestions

Popular posts from this blog

PLAN TO BUY A CAR ON EMI ? FOLLOW THIS SIMPLE CALCULATION TO FIND THE BUDGET SUITS YOU

When buy a car, some people book the car which they liked without any second thoughts, Some people buy a car based on performance, quality, reviews etc., Some people buy based on their budget. All this is fine for those who are buy with ready cash. For those who buy on EMI, they should consider the price and EMI more than their likes, preference etc., you can find what budget of car you can afford to buy and pay EMI without affect your monthly usual expenses and Savings.  Rule 20-4-10  You will pay a down payment of 20% of the car price, pay off your entire car loan within 4 years, and pay only 10% of your salary as monthly EMI. If you buy a car within this budget, the car loan will not be a big burden for you and you will not face financial problems. My salary is 40000. In what budget can I buy a car?  If I pay 10% EMI per month, it will be 4000 rupees, and if I pay for 4 years, it will be 4 x 12 = 48 x 4000 - 1,92,000. The initial on-road price of a basic...
5 comments
Read more

IS NO COST EMI TRUE ?

No-cost EMI is a tactic used by online shopping sites to attract customers who buy products through credit cards. Now, shops have also started following this. Is it really the buyer get benefits from this?   When you select No-cost EMI to buy product, only the names of certain banks come up, those respective banks pay an amount to the online sites or shop who sells those goods as a commission for listing them. When we use a credit card of any of those banks, we have to pay a processing fee of 200 upto as per the price of the goods we buy, and if we fail to pay the loan installment under any circumstances, we will be charged 30 to 40% interest. By buying goods in bulk, the company gets the product at a discounted price, but they will only set the price by adding the interest we have to pay to it or they will give us the MRP price.  Banks give to online shopping site or shop the real discounted price of the product, but they charge us the amount the site/shop so...
5 comments
Read more

ARE YOU PLAN TO BUY A NEW VEHICLE? READ THIS SMALL TIPS BEFORE GO

If you buy a car in December and it is registered as a 2024 model, 2025 is coming in just one week. If you are looking to buy a car and drive it for as many years as possible, this is a good opportunity for you. Generally, automobile manufacturing companies reduce production in the last three months of the year, they produce based on demand and order, because after three months, the car will be one year old when the year is registered. For this reason, many car companies give special discounts and offers on cars in December. If you are a long-time car user, take advantage of this opportunity and book a car before the end of this year at a good discount or go buy a car in early January. You can definitely get a 2024 registered car. You can negotiate a good deal and get more discounts and offers by mentioning the above reasons. You really like the car, you will update it often, means wait one week and buy it, you will get a 2025 registered car, when you sell it, it will have ...
3 comments
Read more